Best Credit Card Readers

Best Credit Card Readers of 2024

Accessories

Last Updated on February 21, 2024 by Daniel Osakwe

List of the Best Credit Card Readers

Products Features Where to Buy
Square Contactless and Chip Reader

square countless Best Credit Card Readers

  • Wireless connection
  • USB port
Get it on Amazon
Futura Credit Card Reader

Futura credit card readers

  • Bi-directional swipe reading
  • Compactible with laptops and desktops
Get it on Amazon
Osayde Credit Card Reader

Oseyde credit card readers

  • Accompanies 20 free clear cards.
  • USB connector
Get it on Amazon
Square Credit Card Reader for iPhone

Square card readers

  • Portable
  • Compactible with Android, Windows, and Apple Phones
Get it on Amazon
Verifone VX520 Credit Card Machine

Verifone card reader vx520

  • Portable
  • Fast processor
Get it on Amazon
Symcode Mini Credit Card Reader

symcode card readers

  • Includes a 5-foot USB cable.
  • Versatile
Get it on Amazon
MagTek Credit Card Reader

megtek card readers

  • Included red, green and golden LED lights.
  • Programmable keyboard table
Get it on Amazon
2xhome Mini Credit Card Reader

2xhome mini card reader

  • Portable
  • Compactable with laptops and PC’s
Get it on Amazon

With the world going cashless, people now depend heavily on credit cards to make payments for goods and services. As a business owner, it would be a wise decision to get the best credit card readers in place to avoid losing out on business deal.

Although, it’s sometimes difficult to decide which square readers are best for you due to the vast number available in the market, however, with our well researched information on the best credit card readers, you can’t go wrong in making the right choice.

Having said that, let’s now take a look at the 10 best credit card readers we’ve discovered for you below.

The Best Credit Card Readers Buying Guide: What to Consider Before Buying. 

POS, Mastercard and reader compatibility: Your new credit card reader should be viable with your current arrangement. You might have the option to discover lower valued choices online as opposed to from your shipper administration, however, demand a list of viable card machine models from them to guarantee that you buy the right forms. On the off chance that you need support, it might profit you to pay for a specialist to help you add the square readers to your current POS system.

EMV chip and PIN readers: Due to EMV compliance and risk reasons, you should move up to square readers that can cycle chip charge and Visas. The risk move occurred in October 2015, which implies that now shippers can be considered obligated in a misrepresentation issue in the event that they are not consistent. Consistence includes more than basically having a chip reader, however that is one piece of it. Most EMV credit card readers incorporate an attractive card reader too to oblige your clients who don’t have chip cards yet.

NFC card readers: Near-field-communication technology can help you measure installments from portable wallets or arising wearable tech, for example, rings, smart watches, stickers or key chains. Gaining this tech is sensibly evaluated and worth considering in the event that you figure your clients will need to make installments utilizing this kind of technology. This tech is additionally fundamental on the off chance that you need to handle versatile wallet-type dedication or gift vouchers.

Payment understanding method: There are an assortment of advancements accessible for your clients to agree to installment. The most well-known way is entering a PIN, so many Visa machines will have an associated PIN cushion. Yet, you may likewise need to incorporate a mark gadget for the individuals who need to finish paperwork for their Mastercard buys. You can look over one that permits clients to sign on a screen or on a mark cushion. As referenced, you may likewise need to consider adding NFC technology for extra alternatives. Biometric technologies are starting to open up, however are not ordinarily utilized as of now.

Best Versatile Credit Card Readers

square countless readers

On the off chance that you utilize the Square Point of Sale application, this card reader is an incredible decision for your private venture. This little, present day credit card reader lets you rapidly and effectively acknowledge installments utilizing payment or charge cards as well as EMV chip cards, Apple Pay and Android Pay.

This inventive plan releases you string free – the reader interfaces remotely to iOS or Android gadgets with Bluetooth LE or with USB. With this reader and the square application, you can deal with payments, tipping, stock and even reports. It accompanies a free square reader for magstripe, so you can swipe cards, as well, just as a miniature USB link for simple charging.

Pros Cons
Durable Pricey
Wireless connection

Symcode Mini Credit Card Reader

symcode card readers

Fitting and-play with the Symcode smaller than usual Visa reader. Utilize the included USB cable to connect it to your PC or laptop and begin – no extra software or power supply required.
It works with all renditions of Windows or Mac working frameworks and has three tracks that are ISO, ANSI and AAMVA-viable, so you can utilize this gadget for various capacities.
Bi-directional understanding ability, a LED pointer light and an included five-foot USB cable make this card reader a breeze to install and use.
Pros Cons
Versatile none found.
Includes a 5-foot USB cable.

Osayde Credit Card Reader

Oseyde credit card readers

This convenient machine from Osayde empowers you read, compose and eradicate attractive stripe tracks. This implies you can do things like acknowledge credit and check card installments, just as make gift vouchers or worker ID identifications with this machine.

Use it to permit swipe admittance to specific territories, make and swipe e-tickets or save time for your workers, as well – anyplace an attractive stripe ID or exchange card is utilized.

The Osayde reader can encode and confirm up to three tracks of information at the same time. Also, it accompanies 20 free clear cards, a cleaning card, a USB connector and a simple to-utilize power connector.

Pros Cons
Has a USB connector none found
Easy to use.

Best Affordable Credit Card Readers

Futura credit card readers

On the off chance that you need to evaluate tolerating Visas for your business without bringing about a major forthright cost, the Futura charge card reader is an extraordinary decision. This smaller three-track attractive stripe card reader works with laptops or PCs and can be utilized for Mastercard preparing, however for retail location access control, ID confirmation or even worker check in and out.

Bi-directional swipe reading makes looking at simpler for your clients. Despite the fact that this credit card reader is truly moderate, each machine is evaluated for more than 1,000,000 card swipes, so you won’t need to stress over substituting it for quite a while. Even better, the Futura Visa reader accompanies a year guarantee to give you significant serenity before you buy.

Pros Cons
Affordable none found.
Works with laptops and PCs

Square card readers

Make payment super-straightforward for you and your clients with the square charge card reader for iPhone, iPad and Android.

This affordable little module gadget is anything but difficult to ship and occupies little room. Regardless of whether you sell tacos from a food truck or natively constructed things at an art reasonable, this credit card reader will ensure you are prepared.

Use it with the free Square Point of Sale application to help you track installments and profit after some time, change charge, tip, limits, send receipts and gather client input. Just fitting the card reader into your cell phone or tablet and prepare to pile up certain deals.

Pros Cons
Affordable none found.
Best for phones

2xhome mini card reader

This affordable mobile credit card reader is completely programmable and accompanies three tracks, so it can deal with triple obligation at your business. Use it for tolerating installments, information assortment, access control, ID confirmation or timekeeping. You won’t require any extra programming to begin utilizing this payment credit card reader– essentially plug it in with the gave five-foot USB cord and begin.

It is viable with Windows or Mac working frameworks and can be utilized with personal computers, just as laptops. A green LED marker light and bi-directional reading ability makes this payment card reader considerably simpler to utilize.

Pros Cons
Portable none found.
Affordable

Best Portable Credit Card Readers

Verifone card reader vx520

On the off chance that you need something other than a card reader for your business, the Verifone VX520 might be the most ideal decision for you.  This ergonomically planned machine runs on the high level VX Evolution stage that utilizes the reliable Verix working system. It utilizes the business’ quickest processor to deal with encryption, unscrambling, handling and super-high speeds.

This little however incredible machine has a novel cable management framework to keep your workspace flawless and can be battery-powered in the event that you need additional portability. A contactless reader is coordinated into the gadget for significantly greater installment choices. The best part is that this gadget furnishes start to finish encryption with Verifone’s VeriShield Protect to secure you and your clients against extortion or abuse.

Pros Cons
Portable pricey
Highly secured

megtek card readers

In case you’re searching for a substantial Mastercard reader with life span, attempt the MagTek triple track attractive stripe reader. Utilize the included six-foot USB interface cord to connect it to any PC or terminal that has a USB port. This tough payment credit card reader is outfitted with bi-directional card reading and peruses up to three tracks of encoded information that meets ANSI/ISO/AAMVA norms.

Check the status of any exchange rapidly and effectively with the included red, green and golden LED lights. The programmable keyboard table backings the utilization of substitute dialects and it encodes all track information and the MagnePrint esteem for each exchange. Forestall misrepresentation with MagTek’s unmistakable content affirmation information, which incorporates the card holder’s name, termination date and a segment of the PAN as a feature of the covered track information.

Pros Cons
Reliable none found.
Has a USB port

How We Picked

We relied on the opinion of experts and feedback from clients based on two major factors: Portability, and Affordability and the best versatile payment credit card readers.

Before publishing this post, more facts and data about these credit card readers were gotten from further research and online reviews (both positive & negative). With the result and feedback, we got, we were able to rank each product according to the standard we set.

If you observe the reviews carefully, you’ll see that each credit card reader has been carefully categorized according to our research results. However, take note that the square readers that didn’t meet our standard were not included in this list.

Frequently Asked Questions

Which one is better PayPal or square?

Eventually, although Square and PayPal can furnish your business with comparable functionalities at an equivalent cost, Square is better for physical businesses who need a powerful retail location framework, while PayPal is best for exclusively online-based businesses.

Are Square readers safe?

Security is designed into square equipment and programming from the beginning. Your installments are scrambled to shield from hackers. It’s totally planned and kept up by Square, so you don’t need to experience any other individual. All card-present installments are encoded from start to finish.

Can you get scammed on Square?

As a dealer, charge card organizations hold you liable for deceitful transactions. Square works difficult to get strange movement and notify you of fraud or potential scams, but you are forever your first and best line of safeguard. It’s indispensable to learn how to spot and dodge dubious exchanges.

Conclusion

Having read our review on the best credit card readers, searching for one wouldn’t be as difficult as before. However, ensure you check all the necessary features, pros, and cons of your preferred choice before purchasing.